Opening of a bank account and bank card

A local bank account and bank card (debit card) may be handy to receive your income, pay in shops and make payments for rent, utilities, …

Opening a local bank account can be done online. However, at least one face-to-face meeting with a bank employee is needed to make the account fully operational.
Your employer will need a bank account to pay your salary.

Action steps

  • Choose a bank that has special expat services for internationals in Belgium.
  • If you do not yet have a Belgian residence permit
    • Contact a bank (online or in a branch) with
      • your national ID card or passport,
      • a copy/scan of your rental contract in Belgium (lease contract) if already available (otherwise a document confirming your last legal address before coming to Belgium),
      • a document confirming that you are coming to live in Belgium (your work contract for example).
    • Once all the documents have been submitted to the bank, count 2 working days for the account to be set-up and active, and about a week for the bank card to arrive.
  • If you already have a Belgian residence permit
    • Contact a bank (online or in a branch) with your Belgian residence permit.
    • Count 1 to 2 working days for the account to be set-up and active, and about a week for the bank card to arrive.

Attention points

The bank will give or send you, and ask you to fill in and sign, a CRS self-certification document to determine your tax status.

In order to use the bank account and card, money will have to be on the account. This can be from your employer or by bank transfer or deposit made by you.

Supplier, channels and tools

Choose a bank that has special services for internationals in Belgium (Expats).

Audience

  • Concerning Internationals in Belgium wanting to open a bank account
  • HR of a company employing internationals in Belgium
  • Relocator assisting internationals

More info

Contact us

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